MoneyStill
隐私政策
省钱是你的选择，数据也应该留在你的手里。
1. 产品性质
“钱还在”是一款省钱目标与习惯记录工具。所有金额均为用户主动输入的估算省下金额，不代表银行账户余额。本 App 不提供支付、存款、理财、借贷、投资或收益承诺。
2. 数据处理与本地存储
App 会在设备本地保存昵称、省钱目标及归类、金额、消费类别、记录日期、勋章进度、语言与货币设置、提醒时间，以及用户主动选择的头像。
当前版本无需注册账号，不会将省钱记录、目标或头像上传到我们的服务器，也未集成广告追踪或第三方行为分析 SDK。
3. 照片与通知权限
更换头像时，App 仅获取用户通过苹果系统照片选择器主动选中的图片。通知权限仅在用户主动开启提醒后，用于在本机发送省钱记录提醒。用户可随时在系统设置中关闭相关权限。
4. 防冲动模式与 Screen Time
防冲动模式完全由用户主动开启，并由用户选择需要管理的 App、类别或网站。相关选择由 Apple Family Controls / Screen Time API 以不透明标识提供。
- “钱还在”无法获知用户具体选择的 App 名称；
- 不会读取其他 App 的屏幕、商品、购物车、订单或付款金额；
- 不会把设备使用数据用于广告、用户画像或数据交易；
- 用户可随时关闭防冲动模式并解除限制。
5. 分享功能
分享省钱目标明细或勋章时，App 会在设备本地生成分享图片。只有在用户主动选择分享对象后，图片才会交给 iOS 系统分享面板及用户选定的第三方 App。分享后的数据由对应平台的隐私规则管理。
6. App 内购买
Pro 永久版购买由 Apple App Store 安全处理。“钱还在”仅读取 Apple 提供的购买有效状态，不接触或保存银行卡号、付款账户或完整交易凭证。Pro 为一次性购买，不自动续费，并可使用同一 Apple ID 恢复购买。
7. 货币换算
切换货币时，已有目标和记录会使用 App 内置参考汇率在设备本地换算。该汇率不是实时金融报价，仅用于统一显示。
8. 删除数据
用户可在 App 的隐私说明页面删除全部本地数据。卸载 App 也会删除 App 沙盒内的昵称、目标、记录、勋章进度和头像。因当前版本不提供服务器备份，删除后无法由我们恢复。
9. 儿童隐私与政策变更
本 App 不以儿童为目标用户，也不会主动收集儿童个人信息。如隐私政策因功能变化而更新，我们会在本页面修改更新日期，并在必要时通过 App 内方式提示。
10. 联系方式
如对本隐私政策或数据处理有疑问，可通过 App Store 产品页面中的“App 支持”渠道联系我们。
Privacy Policy
Your saving choices—and your data—stay in your hands.
1. About MoneyStill
MoneyStill is a saving-goal and habit-tracking tool. All amounts are estimates entered by the user and do not represent a bank balance. The app does not provide payments, deposits, investments, lending, financial advice, or guaranteed returns.
2. Data and On-device Storage
The app stores your nickname, goals and goal grouping, amounts, spending categories, entry dates, achievement progress, language and currency settings, reminder time, and a profile image you choose.
No account is required. The current version does not upload your saving records, goals, or profile image to our servers and includes no advertising tracker or third-party behavioral analytics SDK.
3. Photos and Notifications
When changing your profile image, the app receives only the photo you explicitly select through Apple's system photo picker. Notifications are used only for local saving reminders after you enable them.
4. Impulse Control and Screen Time
You explicitly enable Impulse Control and choose the apps, categories, or websites to manage. Apple Family Controls and Screen Time APIs provide these selections as opaque tokens. MoneyStill cannot learn the specific app names you select and cannot read another app's screen, products, cart, orders, or payment amounts. Device-usage information is never used for advertising, profiling, or data brokerage. You may turn the feature off at any time.
5. Sharing
Goal summaries and achievement images are generated on your device. They are passed to the iOS share sheet and a third-party app only after you select a destination. The destination's privacy policy then applies.
6. In-App Purchases
Apple securely processes the Lifetime Pro purchase. MoneyStill reads only the entitlement status supplied by Apple and never receives or stores your bank card number, payment account, or full transaction credentials. Lifetime Pro is a one-time purchase with no automatic renewal and can be restored with the same Apple ID.
7. Currency Conversion
When you change currencies, existing goals and records are converted locally using a built-in reference rate. This is not a live financial quote and is provided only for consistent display.
8. Deleting Your Data
You may delete all local data from the Privacy section in the app. Uninstalling the app also removes data in its sandbox. Because the current version has no server backup, we cannot restore deleted data.
9. Children and Policy Updates
MoneyStill is not directed to children and does not knowingly collect children's personal information. If this policy changes with the app's features, the update date on this page will be revised and an in-app notice will be provided where appropriate.
10. Contact
For privacy or data-handling questions, contact us through the “App Support” link on the MoneyStill App Store product page.